A lifelong Jacksonville area resident, Ashley Carter is the heart behind Magnolia & Oak Real Estate. With a passion for helping families find their place to call home, Ashley brings a warm, down-to-earth approach to real estate. After raising three children and working in customer service, she found her true calling in 2021 and quickly rose through the ranks to become a respected broker. Backed by her husband’s construction expertise and her own deep local knowledge, Ashley offers clients a trusted, insightful guide through the buying and selling process. Based in Middleburg, she’s all in—for her family, her community, and her clients.